The pricing of bank debt guarantees

Authors
Publication date 2009
Series Tinbergen Institute discussion paper, TI 2009-057/2
Number of pages 8
Publisher Amsterdam: Tinbergen Institute
Organisations
  • Faculty of Economics and Business (FEB) - Amsterdam Business School Research Institute (ABS-RI)
Abstract We analyze the optimal pricing of government-sponsored bank debt guarantees within the context of an asset substitution framework. We show that the desirability of fair pricing of guarantees depends on the degree of transparency of the banking sector: in relatively opaque banking systems, fair pricing exacerbates banks' incentive to take excessive risks, whereas the opposite is true in relatively transparent banking systems.
Document type Report
Language English
Published at http://www.tinbergen.nl/ti-publications/discussion-papers.php/discussion-papers.php?paper=1491
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